Trucking Insurance Built for Real Operators
Coverage for Dump Trucks, OTR Sleeper Trucks, Box Trucks & Hot Shot Operators
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Insurance Solutions for Every Trucking Operation
Owner Operators
Comprehensive coverage for independent truckers operating under their own authority. Protect your business and equipment with tailored insurance solutions.
Leased Owner Operators
Specialized coverage for operators leased to motor carriers. Non-trucking liability and physical damage protection for your independent operations.
Fleet Owners
Multi-vehicle coverage solutions for growing trucking companies. Manage your fleet insurance efficiently with competitive rates and expert guidance.
New DOT Authorities
Starting your trucking business? Get the required coverage to activate your authority and start hauling freight with confidence.
Truck Types We Cover
Every truck type has unique insurance needs. We provide specialized coverage that understands your specific operation.
Dump Truck Insurance
Specialized coverage for construction and aggregate hauling operations
- Heavy equipment liability
- On/off road coverage
- Material spillage protection
OTR Sleeper Truck Insurance
Long-haul coverage for interstate operations
- Interstate authority coverage
- Extended cargo limits
- Sleeper berth protection
Box Truck Insurance
Coverage for local and regional delivery operations
- Local delivery protection
- Flexible cargo coverage
- Urban operation focus
Hot Shot Truck Insurance
Expedited freight and time-sensitive delivery coverage
- Expedited freight coverage
- Trailer interchange options
- Flexible authority coverage
Trucking Insurance Coverage Explained
Plain-English breakdown of what you actually need
Commercial Auto Liability
Meeting state and federal requirements
Motor Truck Cargo Insurance
Protecting the freight you haul
Workers Compensation
When it is required
Non-Trucking Liability
Coverage when not under dispatch
Bobtail Insurance
Operating without a trailer
Physical Damage Coverage
Protecting your equipment investment
Trucking-Specific Insurance Expertise
Education Focus
Clear explanations without insurance jargon
Licensed Agency
Fully licensed commercial insurance professionals
Trucking Experience
We understand the trucking industry
No Pressure
Education first, sales second approach
Owner Operator Focused
Built for working truckers
Trucking Insurance FAQ
Answers to the most common questions from trucking professionals
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From a licensed commercial insurance agency
Important Disclaimer: CoverTheTrucker.com is an educational and marketing brand of The P&C Agency, operated by Union Point Insurance Agency LLC, a licensed commercial insurance agency. Information provided on this website is for educational purposes only and does not constitute insurance advice or a guarantee of coverage. Insurance products, requirements, and availability vary by state and carrier. All coverage is subject to underwriting approval and policy terms and conditions.